It is only destined that everyone will get the fruits of their choices and activities.

AS PER INDIAN PHILOSOPHY, ONLY WE ARE RESPONSIBLE FOR WHATEVER HAPPENS WITH US!

Each one is allowed to create his/her own destiny in this world in this scheme of the world!

God will not stop us but will even facilitate us to create our own future/destiny.

We all are free to make OUR OWN CHOICES, and it is these CHOICES that lead to our DESTINY.

First of all, before I answer this question, one needs to understand the scheme of this world and some basic concepts about God.

Now, let us say parents know that if they offer a chocolate, their 5-year-old son/daughter will be willing to study for sometime.

Parents understand the psychology of children to some extent though they are not expert psychologists. This knowledge does not mean that parents are only making the child to do everything. They are not scuttling the free will of the child. They know how the child will behave if they do something. i.e. they understand the cause and effect to some extent and deal accordingly. So they know.

Similarly, a divine intelligence, which is infinitely superior to a network to trillions of supercomputers put together, knows what all people do under all circumstances because of their nature. God did not fix their nature. Three types of souls (details in my other answers on Quora) already exist and God along with the inanimate matter already exist in this universe. Nobody created the 3 things : Souls, God, Inanimate matter. The souls act according to their nature. God knows it all and that is not forcing others to follow his will. Each soul has free will.

Mahabharat says, karma se bhagya ko ham badal sakte hai. Which means, we can alter our destiny through our ACTIONS! It is my own experience too.

God uses inanimate matter of different types to create this universe and sends the souls to perform their roles and perfect their mental evolution, i.e. learn and become perfect according to their own nature. Each soul is responsible for his/her choices in life. God is the most liberal one and allows souls to fulfil their desires. But as they do those activities despite his warnings through his devotee, they undergo the consequences of their actions.

Is everything destined in our life or do we create our own destiny?

A HUGE DILEMMA!