Understanding typical business funding requirements helps you prepare properly and set realistic expectations before you begin. Standfast Capital Group works with established businesses and provides clear guidance on the common criteria that funding providers often review.

Please note that meeting these criteria does not guarantee funding. Each funding provider applies its own underwriting standards and makes its own decisions. Our role is limited to referral and advisory support.

Common Qualification Criteria Explained

Time in Business: Many providers look for at least 3 months of operational history. Longer track records often open additional options and may be viewed more favorably during underwriting.

Annual Revenue: A common reference point is $250K or more in annual revenue. Consistent, verifiable revenue is a key indicator of business stability and capacity to handle financing.

Credit Profile: A FICO score of 500 or higher is often used as a general benchmark, though exact requirements vary by provider and product type.

Active Business Checking Account: An active business checking account demonstrates that the business operates through formal banking channels and maintains proper financial records.

Bank Statements: Providers typically request the 3 most recent consecutive months of business bank statements. This is one of the most important documents in the review process.

For a deeper explanation of the bank statement rule, visit our page on business funding with 3 most recent consecutive months bank statements.

Bank Statement Requirement: Be ready to provide the 3 most recent consecutive months of business bank statements for the business seeking funding. For example, if applying in August 2026, provide May, June, and July 2026. Please do not combine random months or skip months.

How Standfast Capital Group Uses This Information

When you submit your details, we use the information to assess whether your profile may align with providers in our network. Qualified businesses may then be connected for further review. The final decision always rests with the funding provider.

Submit your information at https://standfastcapitalgroup.com/ when you are ready to begin.

Business Funding Requirements – What You Need to Know

Common Qualification Criteria Explained